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Terms & Conditions Obsessive Saver Competition

1.Variables

1.1 Resident of: Australia only.

1.2 Minimum age: 18 years.

1.3 Start time: 11:01am (Sydney time).

1.4 Start date: 14 January 2014.

1.5 Closing time: 11:59pm (Sydney time).

1.6 Closing date: 27 January 2014.

1.7 Judging time: 4.59pm (Sydney time)

1.8 Judging date: See dates in Competition Schedule in Condition 2.1

1.9 The names of the winners will appear on https://www.ratecityobsessivesaver.com.au/winners and between 14th January 2014 – 27th January 2014.

2.Competition Schedule

2.1 The competition opens on 14 January 2014 and has fourteen (14) separate daily judging rounds, with each round corresponding to the dates set out in the Competition Schedule below.

Entries must be received by the following time and date to be judged in that Round Judging of Round
Round Time Date Time Date Number of Winners
1 4:59pm 14 January 2014 5:00pm 14 January 2014 1
2 4:59pm 15 January 2014 5:00pm 15 January 2014 1
3 4:59pm 16 January 2014 5:00pm 16 January 2014 1
4 4:59pm 17 January 2014 5:00pm 17 January 2014 1
5 4:59pm 18 January 2014 5:00pm 18 January 2014 1
6 4:59pm 19 January 2014 5:00pm 19 January 2014 1
7 4:59pm 20 January 2014 5:00pm 20 January 2014 1
8 4:59pm 21 January 2014 5:00pm 21 January 2014 1
9 4:59pm 22 January 2014 5:00pm 22 January 2014 1
10 4:59pm 23 January 2014 5:00pm 23 January 2014 1
11 4:59pm 24 January 2014 5:00pm 24 January 2014 1
12 4:59pm 25 January 2014 5:00pm 25 January 2014 1
13 14:59pm 26 January 2014 5:00pm 26 January 2014 1
14 14:59pm 27 January 2014 5:00pm 27 January 2014 1

2.2 All unsuccessful entries for a certain judging round (being entries submitted in a judging round that do not win a Prize for that round) will not be carried over for consideration in subsequent rounds.

3. Prizes

3.1 In each Round, the one (1) valid entry judged to be the best in accordance with Condition 7.1 will receive a prize consisting of an AU$500 Visa gift card (“Prize”).

The total value of each Prize is $500.

The total value of the Prize Pool is $7,000.

3.2 Each Prize does not include any additional costs that may be incurred by the winner when they redeem their prize and is subject to the FAQs attaching to the Visa Gift Cards available to view at https://universalgiftcard.com.au/faq.aspx

3.3 The judges’ decision is final and no correspondence will be entered into.

3.4 All prize items are valued inclusive of GST and the Promoter takes no responsibility for any variations in item values. The prize is not transferable, exchangeable (other than for use at the relevant merchant where the voucher is valid) or redeemable for cash. In the event that any prize item is unavailable, the Promoter reserves the right to substitute a prize item of equal or greater value. Any taxes (other than GST, if any) which may be payable as a consequence of a winner receiving the prize are the sole responsibility of the winner.

3.5 The Promoter makes no representations or warranties as to the quality/suitability/merchantability of any of the goods/services offered as prizes (or purchased using the prizes); and accepts no responsibility for loss or damage to prizes in transit.

4. Who may enter

The only persons who may enter and be awarded prizes are residents of the place specified in Condition 1.1, who have attained the age specified in Condition 1.2 (if an age is specified in that condition), who are not (i) employees of, or contractors to, the Promoter or any of its agencies involved with this competition, or (ii) members of the immediate family of such employees and contractors.

“Immediate family” means spouse, de facto spouse, parent, natural or adopted child, and sibling (whether natural or adopted by a parent), whether or not they live in the same household as the employee/contractor.

“Promoter” means RateCity Pty Ltd ABN 12 122 743 542.

5. Entrants bound by conditions

By participating, entrants agree to be bound by these conditions.

6. How to enter

6.1 To enter, entrants must:
a.Read and accept these terms and conditions;
b.Access the RateCity Facebook app located at https://www.facebook.com/RateCity, follow the prompts to register their details (including full name, address, telephone number and email address, among other things); and
c.Answer the following question in 25 words or less: What is your best savings tip?

6.2 The Promoter reserves the right in its sole discretion to disqualify any individual who the Promoter has reason to believe has breached any of these conditions, or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the promotion. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved.

6.3 If for any reason this competition is not capable of running as planned, including due to infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures or any causes beyond the control of the Promoter, which corrupt or affect the administration, security, fairness or integrity or proper conduct of this promotion, the Promoter reserves the right in its sole discretion to disqualify any individual who tampers with the entry process, take any action that may be available, and to cancel, terminate, modify or suspend the competition.

7. Selection of winners

7.1 At the time and dates specified in Condition 2.1, the judges will choose one (1) winner for each Round. A winner will be the entrant who has been judged to have entered the most creative, humorous and original response to the question asked in Condition 6.1(c).

7.2 Each entry will be individually judged based on literary and creative merit. Chance plays no part in determining the winners.

7.3 The Promoter reserves the right to disqualify any entrant submitting an entry which infringes a third party’s intellectual property rights, or in the opinion of the Promoter, includes objectionable content, including but not limited to profanity, nudity, potentially insulting, scandalous, inflammatory or defamatory images or language.

7.4 Incomplete or indecipherable entries will be deemed invalid.

8. Special conditions of entry

8.1 All entries must be:
a.the original independent creation of the entrant;
b.owned by the entrant; and
c.free of any claims, including copyright or trademark claims by other parties.

8.2 Entries must not:
a.have been published previously;
b.have won prizes or awards in other competitions;
c.be restricted in any way; or
d.infringe any third party rights.

8.3 It is a condition of the awarding of each prize that the winner must, if requested to do so by the Promoter, sign and return any Affirmation of Eligibility to Enter, Ownership of Entry, and Release and Compliance statements provided to the winner by the Promoter. The failure to return the signed statements will result in the entitlement to the prize being forfeited and the selection of another winner.

8.4 The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

9. Limitations on entry

Each entrant may only enter the competition once per day.

10. Duration

This competition starts at the Sydney time and date specified in Conditions 1.3 and 1.4. Entries must be received by the Sydney time and date specified in Conditions 1.5 and 1.6.

11. No quality, etc, representations/exclusion of liability

The Promoter, Captiv8 Pty Ltd and their associated agencies and companies:

11.1 makes no representations or warranties as to the quality/suitability/merchantability of any of the goods/services offered as prizes;

11.2 accepts no responsibility for loss or damage to prizes in transit;

11.3 accepts no responsibility for late, lost or misdirected registrations;

11.4 assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to, or alteration of entries, and reserves the right to take any action that may be available;

11.5 is not liable, to the extent permitted by law, for any loss suffered or sustained, to person or property and including, but not limited to, consequential (including economic) loss by reason of any act or omission, deliberate or negligent, by the Promoter, or its servants or agents, in connection with the arrangement for supply, or the supply, of any goods or services by any person to the prize winner and, where applicable, to any family/persons accompanying the winner.

11.6 Condition 11 does not affect, and is not intended to affect, any rights a consumer might have, which are not able to be excluded under applicable Australian consumer protection laws. To the fullest extent permitted by law, any liability of the Promoter or its servant or agents for breach of any such rights is limited to the payment of the cost of having the prize supplied again.

12. Winner notification and publication

The winner will be notified by telephone and/or email, using the details provided in their entry, and the name and State/Territory of the winner will be published as specified in Condition 1.9.

13. Use of Headings

Headings and subheadings are inserted for convenience only and shall not be used to interpret the text of these conditions in any way adverse to an interpretation in favour of the Promoter.

14. Ownership of entries

14.1 All entries become and remain the property of the Promoter.

14.2 The Promoter collects personal information about you to enable you to participate in this promotion. Your personal information may be used and disclosed in order for the Promoter to manage, promote and conduct of this competition, including any publicity associated with the winning entries.

14.3 A request to access, update or correct any information should be directed to the Promoter.

15. Internet

15.1 If for any reason this competition is not capable of running as planned, including but not exclusively infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures or any other causes beyond the control of the Promoter which corrupt or affect the administration security, fairness, integrity or proper conduct of this competition, the Promoter reserves the right in its sole discretion to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the competition.

15.2 The Promoter assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to, or alteration of, entries.

15.3 The Promoter is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email or entry to be received by the Promoter on account of technical problems or traffic congestion on the Internet or at any Website, or any combination thereof, including any injury or damage to participant’s or any other person’s computer related to or resulting from participation or downloading any materials in this competition.

15.4 CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR THE INFORMATION ON A WEBSITE, OR TO OTHERWISE UNDERMINE THE LEGITIMATE OPERATION OF THIS COMPETITION, MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, WHETHER SUCCESSFUL OR NOT, THE PROMOTER RESERVES THE RIGHT TO SEEK DAMAGES TO THE FULLEST EXTENT PERMITTED BY LAW.

16. LIABILITY, INDEMNITY AND RELEASE

16.1 In consideration for the Promoter accepting the Entrant’s entry, the Entrant releases and forever discharges the Promoter from all claims that the Entrant may have or may have had but for this release arising from or in connection with any entrant’s participation in this promotion; the winner’s acceptance and use of the Prize, and the winner’s guest’s acceptance and use of the Prize.

16.2 The entrant indemnifies and holds harmless the Promoter to the extent permitted by law in respect of any claim by any person (including but not limited to other entrants in the promotion), arising as a result of or in connection with the entrant’s participation in the promotion.

16.3 In this Condition 15, “all claims” means and includes any action, suit, proceeding, claim, demand, damage, penalty, cost or expense however arising.

17. Promoter

The Promoter is RateCity Pty Ltd, ABN 12 122 743 542, Level 7, 61 Lavender Street, Milsons Point, NSW 2061.

18. Disclaimer

This Competition is in no way sponsored, endorsed or administered by, or associated with, Facebook. Entrants understand that they are providing their information to the Promoter and not to Facebook. The information an entrant provides will only be used for the purposes outlined in these Conditions. Any questions, comments or complaints about this Competition must be directed to the Promoter and not to Facebook.

19. Entire conditions

These conditions constitute the entire agreement of the parties relating to the entry and the conduct of the competition.