ING DIRECT – Win $50,000 Cash, Plus $1000 Daily Prizes

terms and conditions

Information on how to enter and prize details form part of these Terms and Conditions.
Participation in the ING DIRECT spend your life list Promotion (“Promotion”) is deemed acceptance of these Terms and Conditions.
The Promotion commences at 12:01am (Sydney Time) on 1 November 2013 and entries close at 11:59pm (Sydney Time) on 5 December 2013 (“Promotion Period”).
The Promotion is conducted by ING Bank (Australia) Limited (“ING DIRECT”) (ABN 24 000 893 292) of 140 Sussex Street, Sydney, New South Wales, Australia (the “Promoter”).

Eligibility

Subject to clause 6, entry to the Promotion is only open to Australian residents aged 13 years or over who:
are personal banking customers of the Promoter, holding any of the following products including:
i) Orange Everyday;
ii) Savings Maximiser;
iii) Savings Accelerator:
iv) Personal Term Deposit; and
v) ING Bank (Australia) Limited home loan (“Personal Banking Customer”).
Have a balance of at least $100 in at least one account identified in clause 5.a);
submit an entry in accordance with clause 8 (“Eligible Entrant”).
The following people or entities are ineligible to enter the Promotion:
Directors and employees of the Promoter, and each of their immediate family members (including de-facto partners and children of those partners), and the retailers, suppliers, associated entities and agencies of the Promoter;
Customers of the Promoter who are only Wholesale, commercial or business customers (i.e. holding a product in an entity name, including sole traders and corporations or holding a Business Optimiser or Business Term Deposit); and
Customers of the Promoter who are only Living Super Customers.
Entrants who are under the age of 18 years of age must have approval from their parent or guardian to enter the Promotion.

How to Enter

To enter the Promotion, Eligible Entrants must complete the Entry form available at http://ingdirect.com.au/spendyourlife using the same name and details used as a Personal Banking Customer and complete what you would like to “spend your life do-ing” during the Promotion Period.
Eligible Entrants will receive one entry into the minor prize draw and one entry into the major prize draw specified in clause 15. The exact prize draw is dependent upon the date that the Personal Banking Customer clicks ‘submit’ and meets the Eligibility criteria in regard to clause 5 (“Eligible Entry”) and with reference to the entry start and close dates for each draw as outlined in the table in clause 15. For example, if Personal Banking Customer with a $0 balance deposited $20 on 1 November 2013 and then $80 on 20 November 2013, one entry will be received into minor prize draw on 21 November 2013 as the relevant entry period for this prize draw is 20 November 2013 and would also receive an entry into the major prize draw.
Multiple entries are not permitted. Only one entry is permitted per person. In the case of joint accounts, joint account holders are permitted to enter in their personal capacity in accordance with clause 8.
By submitting an Entry, you consent and grant the Promoter, a non-exclusive, royalty-free, sub-licensable, irrevocable and transferable licence to use, reproduce, and/or display and use your Entry (together with your name or State or Territory) on the ING DIRECT website, INGDIRECTAUS Facebook page and use for other lawful promotional purposes in any way that the Promoter sees fit.
Eligible Entrants are prohibited from submitting Entries that (i) infringe, or will cause the Promoter to infringe, the intellectual property rights (or other rights) of any third party, or which include the personal information of any third party; (ii) contains material that is unlawful, obscene, defamatory, libelous, threatening, pornographic, harassing, hateful, racially or ethnically offensive; (iii) encourages conduct that would be considered a criminal offence, give rise to civil liability, breach any law; or (iv) is otherwise inappropriate. The Promoter reserve the right to automatically disqualify any such entries.
Entrants agree that the Promoter shall have the right to immediately remove any entry and disqualify any entrant who has or is suspected of violating the terms and conditions of the Promotion.
Entries shall be free from any viruses, locking devices or other disruptive or potentially damaging programs or devices (“Viruses”). Eligible Entrants shall be liable for any loss or damage caused to the Promoter from any viruses in any entry.

Prize draw

Five minor prize draws will take place on the dates specified in the table below. This is comprised of a daily prize winner for 35 days drawn weekly (i.e. 7 daily prize winners drawn weekly over 5 weeks)