Westpac – Win your interest paid for 12 months Home Loans (200 of $56,000 prizes on offer)

Promotion Name Home Loan Promotion
Promotion type Public (external)
Promotion style Game of Chance
Promoter The promoter is Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit
licence 233714
tel: 132 032
of 275 Kent Street, Sydney, NSW.
Permit Numbers Authorised under:
NSW Permit No: LTPS/13/10423 /Vic Permit no: 13/3100 /SA Permit No: T13/2411 / ACT Permit
No: TP 13/04750
Relevant States All Australian States and Territories
Entry Restrictions Entry is open to all Australian residents aged 18 years or over (an “Entrant”) excluding employees
and contractors of the Westpac Group and their immediate families.
Promotion Period Opens 3 February 2014 at 12.01am AEST
Closes: 30 April 2014 at 11.59pm AEST
Entry Procedure Entry into this Promotion is automatic. To be eligible for this Promotion, an entrant (“Eligible
Entrant”) must, during the Promotion Period:
• apply and be approved for a new home loan, investment property loan or equity access
loan with Westpac (“Loan”);
• Loan must be applied for in individuals names (companies, businesses, and trusts are not
eligible to enter);
• any guarantors of the Loan (if applicable) must be individuals’ names ( not companies,
businesses or trusts) ; and
• the Loan must be settled and drawn down by 30 June 2014.
Automatic Entry Opt Out Any person who would otherwise be an Eligible Entrant but who does not wish to enter the
Promotion may advise the Promoter in writing to Home Loan Promotion, Westpac Marketing,
Level 28, 275 Kent Street NSW 2000 and that Eligible Entrant will be deemed ineligible to enter
Promotion.
Maximum Number of Entries Entrants will only receive one entry into the draw for the first valid Entry during the Promotion
Period. All subsequent entries will be discarded. For loan accounts held in joint names, only the
first named on the account is the Eligible Entrant.
Draw Details
(if game of chance)
Date 11 July 2014
Time 4:00pm AEST
Location Level 2, 116 Miller Street, North Sydney, NSW
Draw
Method
Electronic random draw
Prize Details There are 200 prizes. Each prize consists of a 12 month period (covering the 12 monthly interest
charges which fall between 1 September 2014 to 31 August 2015) where interest charged will be
paid by Westpac via a direct debit to the Loan (“the Prize”). The value of the Prize will vary
depending on the value of the Loan. Individual prizes are capped at $56,000 each. Prizes are
not transferable, exchangeable, or redeemable for cash.
Prize Restrictions During the period 1 September 2014 to 31 August 2015, monthly interest repayments on the Loan
will be paid by Westpac, up to a maximum amount of $56,000. Loans which do not have Interest
Only (IO) repayments will be switched automatically to IO repayments during this period.
Entrants should seek independent tax advice.
Loan increases, product switches, repayment type and loan term changes during the period 1
September 2014 to 31 August 2015 will lead to that entry being disqualified.
If the Loan is refinanced with a financial institution during the prior to 31 August 2015 other than
Westpac Banking Corporation, the Prize will be forfeited at the time of the Loan being paid out in
full.
Total prize pool $11,200,000
Notification of Winner Winners will be notified in writing on 15 July 2014.
Publication details The Australian newspaper on 18 July 2014. Publication details will include the winner’s name and
State/Territory.
Prize Claim Date 14 October 2014
Unclaimed Prize Draw (if
applicable)
Date: 15 October 2014
Time: 4:00pm AEST
Location: Level 2, 116 Miller Street, North Sydney, NSW
Publication date for unclaimed prize
draw winner (if any)
Unclaimed Prize Draw winner’s name will be published in The Australian on 22 October 2014
Promoter’s Privacy Policy The Promoter’s privacy policy can be found at http://www.westpac.com.au/privacy/privacy-policy/
Conditions of Entry
1. These Conditions of Entry incorporate and must be read together with the Schedule for this Promotion. The Schedule prevails to the extent of
any inconsistency with these Conditions of Entry. By participating in this Promotion, each participant fully and unconditionally agrees and
acknowledges that these terms and conditions are binding.
2. Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, except where stated otherwise.
Eligibility
3. Entry to the Promotion is open to residents of the States or Territories who meet the Entry Restrictions.
4. Unless this is an internal promotion, employees and contractors of the Westpac Group and their immediate families are ineligible to enter.
5. The Promotion will be conducted during the Promotion Period.
6. To enter the Promotion, entrants must complete the Entry Procedure during the Promotion Period.
7. Entries may only be submitted in accordance with the Entry Procedure and will not be accepted by the Promoter in any other form.
8. Entrants may enter the Promotion up to the Maximum Number of Entries.
9. Entries must be received by the Promoter during the Promotion Period. Online or email entries are deemed to have been received at the time
of receipt into the promotion database and not at the time of transmission by the entrant.
10. Entrants are required to take full responsibility for the content of their entry and for ensuring that their entry complies with these Conditions of
Entry. For the purposes of these content requirements, “entry content” includes any content (including text, photos, videos and email
messages) that entrants submit, upload, transmit, publish, communicate or use in connection with their entry into the Promotion.
11. Incomplete and ineligible entries will be deemed invalid. Entries will also be deemed invalid if they breach these Conditions of Entry as
determined by the Promoter in its sole discretion or any other content guidelines notified by the Promoter during the Entry process for the
Promotion.
12. In the event that an account with the Promoter is held in joint names, the Eligible Entrant will be the person first named on that account.
Determining and notifying winners
13. The Prize draw will be conducted in accordance with the Draw Details. The Prizes will be awarded to the valid Entries randomly drawn in
accordance with the Prize Details.
14. Winners will be notified as specified in the Schedule and their name and State/Territory of residence will be published in accordance with the
Schedule.
Prizes
15. The Prize(s) are specified in the Prize Details. The Prize(s) are subject to any restrictions specified in the Schedule. The total Prize pool is
specified in the Schedule.
16. Prizes are not transferable, exchangeable, or redeemable for cash.
Claiming prizes
17. Prizes must be claimed by the Prize Claim Date in accordance with any claim instructions set out in the Schedule.
18. If a prize is not accepted or claimed by the Prize Claim Date, the relevant winner’s entry will be deemed invalid and the Promoter reserves the
right to distribute the unclaimed prizes in accordance with the Unclaimed Prize Arrangements specified in the Schedule, subject to any
directions given by any relevant authority. Winners of unclaimed prizes will be notified and have their names and State/Territory of residence
published in accordance with the Unclaimed Prize Draw.