Medibank Insurance – Win” Terms & Conditions (“conditions of Entry”) (prize valued at $10,000)

© 2017 Plexus Services Pty Ltd. Do not reproduce without authority.
Medibank Life Insurance “Get A Quote & Win” Terms & Conditions (“Conditions of Entry”)
Schedule
Promotion: Medibank Life Insurance “Get A Quote & Win”
Promoter: Medibank Private Limited ABN 47 080 890 259, 720 Bourke St, Docklands, VIC 3008, Australia. Ph: 134 190
Promotional
Period:
Start date: 01/01/18 at 12:00 am AEDT
End date: 31/03/18 at 11:59 pm AEDT
Eligible
Entrants:
Entry is only open to Australian residents who are 18 years and over.
How to
Enter:
To enter the Promotion, the entrant must complete any of the following entry methods during the Promotional
Period:
a) visit www.medibank.com.au/life-insurance, complete the online quote form for Medibank Life Insurance,
Income Protection or Funeral Insurance as prompted and subsequently obtain a quote for the requested
Medibank Insurance product; OR
b) visit Medibank Retail Centre and request a quote for Life Insurance, Income Protection or Funeral
Insurance, provide a phone number and schedule a call-back for the quote to be discussed with a
consultant over the phone; OR
c) Request either a Medibank Insurance Life, Funeral or Income Protection quote over the phone via the
Medibank Life Insurance Call Centre 134 190 and subsequently obtain a verbal quote for the requested
Medibank Insurance product; OR
d) Some Medibank health members will receive a direct mail communication about Life Insurance, Income
Protection or Funeral Insurance. These members will receive a call from a Life Insurance Call Centre
representative and will be entered into the Promotion by providing the required details as prompted to
obtain a verbal quote for the requested Medibank Insurance product.
If an entrant provides any incorrect or invalid personal details (e.g. phone number, email address, etc.) at the
time of obtaining the quote, they will at the Promoter’s discretion be deemed invalid for this Promotion.
A quote must be for a new policy and must not be for an amendment to an active policy.
Entries
Permitted:
Limit one (1) entry permitted per person for a singles policy quote.
Limit of two (2) entries for a joint policy quote. Entries for a joint policy will be awarded to the primary contact
person on the policy.
Maximum of one (1) entry will be accepted per person across the Promotional Period where only a singles
policy quote has been requested. Maximum of two (2) entries will be accepted per person where a joint policy
quote has been requested.
For the sake of clarity, entrants can only enter once for a singles policy or twice for a joint policy and in their
own name (primary contact only). Business names, company names or non-primary contacts will not be
accepted for entry. All information provided for the insurance quote must be complete, genuine and accurate
at the time of completing the quote request. If an entry is found to be falsified, whether wholly or a substantial
part, it will be disqualified from the Promotion.
Total Prize
Pool:
AUD$10,000.00
Prize Description Number of
this prize
Value (per
prize)
Winning Method
The prize is an AUD $1,000.00 EFTPOS gift card. 10 AUD$1,000.00 Draw: computerised random
selection – 16/04/18 at 02:30 pm
AEST
© 2017 Plexus Services Pty Ltd. Do not reproduce without authority.
Prize
Conditions:
No part of this prize is exchangeable redeemable for any other prize or transferable.
Any ancillary costs associated with redeeming the gift card are not included. Redemption of the gift card is
subject to any terms and conditions of the issuer including those specified on the gift card.
Gift card will be valid from date of activation. The recipient of the card will need to activate the card within 3
months of the date of issue. The date of issue will be specified on the correspondence that will be provided
with the card when the prize is awarded. The gift card is valid until the expiry date shown on the front of the
card.
Winner
Notification:
Winners will be contacted by phone and in writing. The winners will be contacted within two (2) business days
of the draw. The winners will be published in The Australian on 30/04/18.
Unclaimed
Prizes:
Prize/s must be claimed by 5pm AEST on 16/07/18. A draw for the prize/s if unclaimed will take place at
02:30pm AEST on 17/07/18 at the same place as the original draw. The winner/s of the redraw will be notified
by phone within two (2) business days of the draw and in writing. The winners will be notified publicly (and
their details published) in The Australian on 31/07/18.
1. The entrant agrees and acknowledges that they have read these Conditions of Entry (and Schedule) and that entry into the
Promotion is deemed to be acceptance of these Conditions of Entry (and Schedule). Any capitalised terms used in these
Conditions of Entry have the meaning given in the Schedule, unless stated otherwise.
2. The Promotion commences on the Start Date and ends on the End Date (“Promotional Period”). Entries are deemed to be
received at the time of receipt by the Promoter and not at the time of transmission or deposit by the entrant. Records of the
Promoter and its agencies are final and conclusive as to the time of receipt.
3. Valid and eligible entries will be accepted during the Promotional Period.
4. Employees (and the immediate family members) of agencies/companies associated with this Promotion (including all
Medibank, SwissRe Life & Health Australia Ltd employees), Medibank retail centres, Medibank Life Insurance Call Centres,
the Promoter, its distributors, suppliers, subsidiary companies/businesses and associated companies and agencies are not
eligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child
(whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother,
sister, step-brother, step-sister or 1st cousin.
5. Draws:
a) The draw will take place at Plexus, Level 2, 35 Little Bourke Street, Melbourne VIC 3000 Australia at 02:30 pm AEST on
16/04/18 using computerised random selection.
b) The first ten (10) valid entries drawn will each win the prize specified in the Schedule above.
c) The draw conductor will draw additional reserve entries in case an invalid entry or entrant is drawn.
d) If a draw is scheduled on the weekend or a public holiday, the draw will be conducted at the same time and location on
the following business day. The Promoter will ensure each draw is open for public scrutiny and anyone may witness the
draw on request. The winner of a drawn prize is determined by chance.
6. All reasonable attempts will be made to contact each winner.
7. If any winner chooses not to take their prize (or is unable to), or does not take or claim a prize by the time specified by the
Promoter, they forfeit the prize and the Promoter is not obliged to substitute the prize.
8. If a prize (or portion of a prize) is unavailable the Promoter reserves the right to substitute the prize (or that portion of the
prize) to a prize of equal or greater value and/or specification, subject to any written directions of a regulatory authority.
9. No entry fee is charged by the Promoter to enter the Promotion. Where entry is allowed online, there is no additional cost to
enter the Promotion other than any cost paid by the entrant to access the website or social media platform of entry via their
Internet service provider.
10. If there is a dispute as to the identity of an entrant or winner, the Promoter reserves the right, in its sole discretion, to
determine the identity of the entrant or winner.
11. Entrants’ personal information will be collected by the distributor of Medibank Life Insurance policies, Greenstone Financial
Services (GFS) Pty Ltd ABN 53 128 692 884, AFSL 343079 in accordance with the Privacy Collection Notice available at
life.medibank.com.au/Content/Documents/Medibank-Personal-Information.pdf. Personal information will be stored on
© 2017 Plexus Services Pty Ltd. Do not reproduce without authority.
GFS’s database and will be handled as per the GFS privacy policy, a copy of which can be requested by emailing
privacy@greenstone.com.au. Entrants’ personal information will be passed from GFS to the Promoter in order to organise
the conduct of the Promotion draw by Plexus and to contact winners. The Promoter and GFS are bound by the Australian
Privacy Principles in accordance with the Privacy Act 1988 (Cth). The Promoter’s privacy policy is located at
http://www.medibank.com.au/legal-information.aspx#privacy; A copy of GFS’ privacy policy can be requested by emailing
privacy@greenstone.com.au Both the Promoter’s and GFS’ privacy policies contain information about how to access, update
and seek correction of the personal information held about them and how to complain about any potential breach of the
Australian Privacy Principles or any other Australian privacy laws and how such complaints will be dealt with. GFS collects
personal information about entrants to enable them to participate in this Promotion and may disclose the entrants’ personal
information to the Promoter, third parties including its contractors and agents, prize suppliers and service providers to assist
in conducting this Promotion and to the State and Territory lottery departments as required under the relevant lottery
legislation. If the entrant does not provide their personal information as requested, they may be ineligible to enter or claim a
prize in the Promotion. Personal information collected from entrants is unlikely to be disclosed to any entity located outside
of Australia.
12. For the purposes of public statements and advertisements, the Promoter may only publish the winner’s surname, initial and
State/Territory or postcode of residence.
13. The Promoter reserves the right to refuse to allow a winner to take part in any or all aspects of a prize, if the Promoter
determines in their absolute discretion, that a winner is not in the physical or mental condition necessary to be able to safely
participate in or accept the prize. It is a condition of accepting the prize that a winner may be required to sign a legal release
as determined by the Promoter in its absolute discretion, prior to receiving a prize.
14. If a prize is provided to the Promoter by a third party, the prize is subject to the terms and conditions of the third party prize
supplier and the provision of the prize is the sole responsibility of the third party and not the Promoter. The terms and
conditions which apply to the prize at the time it is issued to the winner will prevail over these Conditions of Entry, to the
extent of any inconsistency. The Promoter accepts no responsibility or liability for any delay or failure by the third party to
deliver the prize, any delay or failure relating to the prize itself or failure by the third party to meet any of its obligations in
these Conditions of Entry or otherwise.
15. Any guarantee or warranty given is in addition to any relevant statutory guarantees and warranties and nothing in these
Conditions of Entry restricts, excludes or modifies or purports to restrict, exclude or modify any statutory consumer rights
under any applicable law including the Competition and Consumer Act 2010 (Cth).
16. If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus,
communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond
the control of the Promoter, the Promoter may in its sole discretion cancel, terminate, modify suspend the Promotion and
invalidate any affected entries, or suspend or modify a prize, subject to State or Territory regulation.
17. The Promoter reserves the right, at any time, to validate and check the authenticity of entries and entrant’s details (including
an entrant’s identity, age and place of residence). In the event that a winner cannot provide suitable proof, the winner will
forfeit the prize in whole and no substitute will be offered. Incomplete, indecipherable, inaudible, incorrect and illegible
entries, as applicable, will at the Promoter’s discretion be deemed invalid and not eligible to win. Entries containing offensive
or defamatory comments, or which breach any law or infringe any third party rights, including intellectual property rights,
are not eligible to win. The use of any automated entry software or any other mechanical or electronic means that allows an
individual to automatically enter repeatedly is prohibited and may render all entries submitted by that individual invalid.
18. The Promoter reserves the right to disqualify entries in the event of non-compliance with these Conditions of Entry. In the
event that there is a dispute concerning the conduct of the Promotion, the decision of the Promoter is final and binding on
each entrant and no correspondence will be entered into.
19. The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect,
special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained
(whether or not arising from any person’s negligence or willful misconduct) in connection with this Promotion or accepting
or using any prize (or recommendation), except for any liability which cannot be excluded by law (in which case that liability
is limited to the minimum allowable by law).
© 2017 Plexus Services Pty Ltd. Do not reproduce without authority.
20. The entrant will participate in and co-operate as required with all reasonable marketing and editorial activities relating to the
Promotion, including (but not limited to) being recorded, photographed, filmed or interviewed and acknowledges that the
Promoter may use any such marketing and editorial material without further reference or compensation to them.
21. The Promoter accepts no responsibility for any tax implications and the entrant must seek their own independent financial
advice in regards to the tax implications relating to the prize or acceptance of the prize.
22. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.
23. Authorised under: ACT Permit No. TP 17/02380, NSW Permit No. LTPS/17/19887 and SA Permit No. T17/2232