Commonwealth Bank – Uni Students – Win $10,000

Information on how to enter and prize details regarding Commonwealth Bank of Australia’s “Student 10K Mid-Year” Promotion (the “Promotion”) form part of these Conditions of Entry. Any entry not complying with these Conditions of Entry is invalid. Entry into this Promotion and the acceptance or receipt of a prize by the winner or the parent(s) or guardian(s) of the winner is deemed as acceptance of these Conditions of Entry. If the winner is aged under 18 years, the winner’s prize will be awarded to the winner’s parent(s) or guardian(s) on the winner’s behalf.

The Promoter is the Commonwealth Bank of Australia ABN 48 123 123 124 of Level 13, 201 Sussex Street, Sydney NSW 2000, telephone 13 2221 (the “Promoter”).

The Promotion commences at 9.00am (AEST) on 9 June 2014 and closes at 11.59pm (AEST) on 29 August 2014 (the “Promotion Period”).

Entry into the Promotion is only open to individuals who satisfy the following eligibility requirements (“Eligibility Requirements”):
Applicants must be an Australian resident;
Applicants must be a full-time or part-time student or apprentice with a valid student ID and must be studying at a TAFE or university in Australia during the Promotion Period and at the time of the draw;
Applicants must not be an employee (or a member of the immediate family) of employees of the Promoter or the Promoter’s related entities directly involved in the Promotion (as determined by the Promoter); and
Applicants under the age of 18 must have obtained parent or guardian consent to enter this Promotion prior to entry. In addition, the parent/guardian of the individual must read and consent to these Conditions of Entry. Parents/guardians may be required by the Promoter to enter into a further agreement as evidence of consent to the minor entering this Promotion.

To receive an automatic entry:
individuals who do not have an existing Commonwealth Bank Everyday Account as at 8 June 2014 must satisfy the Eligibility Requirements above and, during the Promotion Period, visit a Commonwealth Bank branch, present their student ID and open a Commonwealth Bank Student Options Package for an Everyday Account; OR
individuals who do not have an existing Commonwealth Bank Everyday Account as at 8 June 2014 must satisfy the Eligibility Requirements above and, during the Promotion Period, visit the Commonwealth Bank Student Options webpage (www.commbank.com.au/studentoptions) and open a Smart Access account on the Student Online pricing option; OR
individuals who already have an existing Commonwealth Bank Everyday Account but are not on Student Options as at 8 June 2014, must satisfy the Eligibility Requirements above and, during the Promotion Period, register for Student Options by presenting their student ID in a Commonwealth Bank branch; OR
individuals who already have an existing Commonwealth Bank Everyday Account on Student Options as at 8 June 2014 must satisfy the Eligibility Requirements above.

The entrant’s Everyday Account must still be active and registered for Student Options or Student Online Pricing option as at the time of the draw in order to be eligible to claim the prize in the event they are the winner. If an entrant closes their Everyday Account before the time the draw they will not be eligible to win.
Upon completion of the above, individuals will receive one (1) automatic entry into the Promotion. If any individual does not wish to be automatically entered into the Promotion, they should contact the Promoter on the details outlined in clause 2 above.

Incomplete, illegible or indecipherable entries will be deemed invalid.

The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age, place of residence and place of study) and to disqualify any entrant who submits an entry that is not in accordance with these Conditions of Entry or who tampers with the entry process. Errors and omissions may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

Only one (1) automatic entry permitted per person.

The computerised draw will be conducted by a representative of the Promoter at 12 noon (AEST) on 5 September 2014 at Commonwealth Bank of Australia Level 3, 11 Harbour Street, Sydney NSW 2000. The winner will be notified in writing within two (2) business days of the draw, and their name will be published in the public notices section of The Australian on 19 September 2014.

There will be one (1) prize awarded in this Promotion.

The first valid entry drawn will win AU$10,000, which will be deposited into the winner’s Commonwealth Bank Everyday Account.

The total prize pool value is AU$10,000.

Prize is not transferable or exchangeable.

The Promoter’s decision is final and no correspondence will be entered into.

By participating in this Promotion, the winner or the winner’s parent(s) or guardian(s) (if the winner is aged under 18 years), agrees to the name of the winner being published in the public notices section of The Australian newspaper.

The winner accepts the prize ‘as is’ and acknowledges that the Promoter accepts no responsibility for any tax implications that may arise from their prize. The winner should seek advice from the Australian Tax Office or their own taxation adviser or independent financial adviser.

Entrants consent to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this Promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.

The Promoter reserves the right to request that the winner demonstrates their eligibility for the prize as a condition of receipt of the prize. Identification considered suitable for verification is at the discretion of the Promoter. If there is a dispute as to the identity of an entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant.

Subject to the unclaimed prize draw clause, if for any reason the winner does not claim the prize by the time stipulated by the Promoter, then the prize will be forfeited.

If the winner fails to claim their prize by 12:00 noon (AEDST) on 5 December 2014, the Promoter may select a further winning entry at 12:30pm (AEDST) on 5 December 2014, at the same place as the original draw, subject to any written directions given under applicable trade promotion laws and regulations. The winner, if any, will be notified in writing within two (2) business days of the draw and their name will be published in the public notices section of The Australian newspaper on 19 December 2014.

If for any reason this Promotion is not capable of running as planned (including, but not limited to) infection by computer virus, bugs, unauthorised intervention, fraud, technical failures or any other causes beyond the control of the Promoter which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Promotion, the Promoter may take any action that may be available including cancelling, terminating, modifying or suspending the Promotion, subject to any written directions given under applicable trade promotion laws and regulations.

Nothing in these Conditions of Entry limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter and its related entities and its and their respective directors, officers, employees and agents, will not be liable for and excludes all liability (including negligence), for any personal injury, loss or damage, whatsoever which is suffered or sustained (including, but not limited to indirect or consequential, financial or other loss) arising in any way out of the promotion.

Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any tax liability incurred by the winner or an entrant; or (e) taking and/or use of the prize.

As a condition of accepting the prize, the winner or the winner’s parent(s) or guardian(s) (if the winner is aged under 18 years), must sign any legal documentation as and in the form required by the Promoter, in its absolute discretion, including but not limited to a legal release and indemnity form.

All entries become the sole property of the Promoter. The Promoter collects personal information so that it may process entries, administer this Promotion and contact entrants regarding information on products or services that may be of benefit or interest to them. Entry is conditional on providing this information. Entrants may access and correct their information by contacting the Privacy Officer, Customer Relations, Commonwealth Bank Group, Reply Paid 41, NSW 2001, by calling the Promoter on 13 2221 or by visiting any branch of the Promoter. The Promoter will also use and handle personal information as set out in its Privacy Policy, available at www.commbank.com.au or on request from any Commonwealth Bank branch. The Privacy Policy also contains information about how entrants may access, update or correct their personal information, how entrants may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. If you do not wish to receive any further direct marketing from the Promoter, visit any branch or call 13 2221.

These Conditions of Entry shall be governed by the laws of Australia and each entrant agrees to submit to the non-exclusive jurisdiction of Australia.

Authorised under NSW Permit No. LTPS/14/04037 VIC Permit No. 14/4264 ACT Permit No. TP14/01778 SA Permit No. T14/924