Allianz Insurance-Purchase a policy through a bank to – By a Crossed Cheque (prize valued at $90,000)

Allianz Top Up Your Account (“Promotion”)
1. Information on how to enter the Promotion and the prizes form part of these Terms and
Conditions. Participation in this Promotion is deemed acceptance of these Terms and
2. The Promotion commences at 12.00 am on 16 April 2018 and closes at 11.59 pm on 8 June
2018 (“Promotion Period”). All references to times recorded throughout these Terms and
Conditions are a reference to the local time in Sydney, New South Wales.
3. The promoter is Allianz Australia Insurance Limited (ABN 15 000 122 850) of Level 12, 2
Market Street, Sydney, NSW, 2000, telephone number 132 664 (“Promoter”).
4. Entry into the Promotion is only open to Australian residents aged 18 years or over (“Eligible
5. Employees (and their immediate families) of the Promoter, and employees of participating
financial institution agents and agencies associated with this Promotion, are ineligible to enter
the Promotion. Immediate family means any of the following: spouse, ex-spouse, de-facto
spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent,
step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st
6. The Promoter reserves the right to verify the eligibility of each entrant (including their
identity, age and place of residence) and the validity of each entry and to disqualify any person
who the Promoter has reason to believe has breached any of these Terms and Conditions,
tampered with the entry process or engaged in any unlawful or other improper misconduct
calculated to jeopardise fair and proper conduct of this Promotion. Further, any contact details
provided incorrectly may be deemed by the Promoter as an invalid entry. Errors and omissions
may be accepted at the Promoter’s sole discretion. Failure by the Promoter to enforce any of its
rights at any stage does not constitute a waiver of those rights. The Promoter’s legal rights to
recover damages or other compensation from such an offender are reserved.
7. If there is a dispute as to the identity of an Eligible Customer, the Promoter reserves the right,
in its sole discretion, to determine the identity of the Eligible Customer.
8. For the purposes of this Promotion, the term “Eligible Policy” means:
Allianz Home Insurance (Buildings and/or Contents);
Allianz Comprehensive Motor Insurance; or
Allianz Landlord Insurance.
9. Entry into the Promotion is automatic when, during the Promotion Period, an Eligible
purchases a new Eligible Policy through a participating financial institution agent (“FI”)
of the Promoter; or
renews an existing Eligible Policy which was originally purchased through an FI of the
A complete list of participating FIs is available from
The Eligible Policy will be deemed purchased when the Promoter receives full payment of the
annual policy premium or the first instalment of premium if paying by the month. For the
entry to be and remain valid, the Eligible Policy must not be lapsed or cancelled at the time
the prizes are drawn at 11am on 13 June 2018. An Eligible Customer shall receive one (1)
entry into the draw for each Eligible Policy purchased or renewed by them during the
Promotion Period. Variations to existing policies are excluded from this Promotion.
10. There will be nine (9) prizes awarded in this Promotion. Each prize consists of $10,000 cash,
which will be paid to the prize winner by a crossed cheque, made out to the prize winner or, if
requested by the prize winner, by electronic funds transfer into the prize winner’s bank account.
11. The total value of the prizes to be awarded in this Promotion is $90,000.
12. There will be a total of nine (9) draws, which will be conducted as follows:
Draw FI
Draw 1 All entries received through Auswide Bank Ltd ABN 40 087 652 060 AFSL 239686
Draw 2 All entries received through Teachers Mutual Bank Limited ABN 30 087 650 459
AFSL 238981
Draw 3 All entries received through Heritage Bank Limited ABN 32 087 652 024 AFSL
Draw 4 All entries received through Police Credit Union Limited ABN 30 087 651 205
AFSL 238991
Draw 5 All entries received through Hume Bank Limited ABN 85 051 868 556 AFSL
Draw 6 All entries received through Community CPS Australia Limited ABN 15 087 651
143 AFSL 237856 trading as Beyond Bank Australia
Draw 7 All entries received through Credit Union SA Ltd ABN 36 087 651 232 AFSL
Draw 8 All entries received through National Seniors Australia Ltd ABN 89 050 523 003
AR 282736 or Over Fifty Insurance Pty Ltd ABN 58 007 165 200 AR 295939
Draw 9 All entries received through Newcastle Permanent Building Society Limited ABN
96 087 651 992 AFSL 238273
All draws will be conducted at 11am on 13 June 2018 at Anisimoff Legal, Suite 5, Erina Plaza, 210
Central Coast Highway, Erina NSW 2250. The prize winners will be electronically selected at
random from a computer-generated listing of entries. The first valid entry selected for each
draw will be a prize winner. Each prize winner will receive one (1) prize, as outlined in clause 10
13. The prize winners will be notified in writing and by telephone within two (2) business days of
the draw and their names will also be published in The Australian newspaper on 16 June 2018.
The Promoter takes no responsibility if the details provided by the prize winners are incorrect or
if the prize winner cannot be contacted.
14. If a prize winner wishes to claim their prize, they must contact the Promoter by 5pm on 13
September 2018, being three (3) months from the original draw date. If a prize winner fails to
claim their prize by this time and date, the prize winner will be deemed to have forfeited the
15. If a prize winner forfeits the prize or a prize remains unclaimed by 5pm on 13 September
2018, the Promoter will conduct a redraw, subject to any directions from a regulatory authority,
following the same procedure as the original draw. The redraws may take place at 11.00 am on
14 September 2018, at the same place as the original draw. The prize winners, if any, from any
redraw will be notified in writing and by telephone within two (2) business days of the draw and
their names will be published in The Australian newspaper, 18 November 2018. In the event that
this redrawn prize winner is not eligible, the Promoter will conduct a redraw until the prize is
awarded (subject to any further regulatory directions).
If a prize winner fails to claim their prize by the date reasonably specified to them by the
Promoter, the prize winner will be deemed to have forfeited the prize.
16. The prizes are not exchangeable. A prize may be transferred to a prize winner’s immediate
family, but cannot be transferred to other persons. In the event of a dispute, the decision of the
Promoter is final and binding and no correspondence will be entered into. If any prize is
unavailable for any reason at any time, subject to State Legislation and any written directions
from a regulatory authority, the Promoter reserves the right to substitute that prize with
another prize of equal or greater value and the relevant prize winner will be notified
16. Each entrant consents to the Promoter using their name, likeness, image and/or voice in the
event they are a winner (including photograph, film and/or recording of the same) in any media
for an unlimited period without remuneration for the purpose of promoting this promotion
(including any outcome), and promoting any products manufactured, distributed and/or
supplied by the Promoter.
17. If this promotion is interfered with in any way or is not capable of being conducted as
reasonably anticipated due to any reason beyond the reasonable control of the Promoter,
including but not limited to technical difficulties, unauthorised intervention or fraud, the
Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to
disqualify any entrant; or (b) subject to any written directions from a regulatory authority, to
modify, suspend, terminate or cancel the promotion, as appropriate.
18. To the fullest extent permissible by law, each entrant in the Promotion and each prize
winner releases the Promoter from any claim, loss, damage, expense (including any claim for
legal expenses), cost or charge sustained or in any way incurred by them in connection with the
prize or their participation in the Promotion. The Promoter, its related bodies corporate,
officers, employees and agents will not be liable for any loss, damage or personal injury
whatsoever (including but not limited to direct, indirect, consequential or economic loss)
suffered or sustained by an entrant or the prize winner in connection with this Promotion, the
promotion of this Promotion, or the use of or participation in any prize, except for any liability
which cannot be excluded by law. Further, to the fullest extent permitted by law, the Promoter
excludes liability for any problems or technical malfunction of any telephone network or lines,
computer online systems, servers, or providers, computer equipment, software, technical
problems or traffic congestion on the Internet or any website, or any unauthorised intervention,
or any combination thereof, including any non-delivery or corruption of entries to the Promoter,
injury or damage to an entrant’s or any other person’s computer related to or resulting from
participation in or down-loading any materials related to this Promotion. The use of any
automated entry software or any other mechanical or electronic means that allows an entrant
to automatically enter into the draw repeatedly is prohibited and will render all entries
submitted by that entrant invalid.
19. Liability for any tax (other than fringe benefits tax) arising out of participation in this
Promotion (including acceptance of a prize) is the sole responsibility of the Eligible Customer.
Eligible Customers should seek independent financial advice in this regard.
20. Nothing in these Terms and Conditions limits, excludes, or modifies, or purports to limit,
exclude or modify the statutory consumer guarantees as provided under the Competition and
Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer
protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except
for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the
Promoter (including its respective officers, employees and agents) is not responsible for and
excludes all liability (including negligence), for any personal injury; or any loss or damage
(including loss of opportunity); whether direct, indirect, special or consequential, arising in any
way out of: (a) any technical difficulties or equipment malfunction (whether or not under the
Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry
or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their
receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d)
any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability
incurred by a prize winner or an Eligible Customer; or (f) use of or participation in any prize.
21. As a condition of accepting the prize, each prize winner must sign any legal documentation
as and in the form required by the Promoter and/or prize suppliers in their absolute discretion,
including but not limited to a legal release and indemnity form.
22. Privacy Notice: Entry is conditional on providing the requested personal information. By
entering this Promotion, each entrant consents to the retention, use and disclosure of their
personal information by the Promoter in the following ways:
for the purposes of conducting the Promotion and any matter connected to the
if the entrant is a prize winner in this Promotion, for publicity purposes in any media for
an unlimited period without remuneration, compensation or prior notice to the entrant;
in addition to any use that may be outlined above, sending the entrant publications and
communications about events, promotions, products and services. This includes
distributing marketing material for goods and services offered by the Promoter, its
related bodies corporate and businesses which have arrangements with the Promoter
or its related bodies corporate. Each entrant agrees that communications may be sent
to them by post, email and SMS.
The Promoter may disclose personal information to third parties for the above
purposes, including but not limited to agents, contractors, service providers, prize
suppliers and, as required, to Australian regulatory authorities. For the purpose of
conducting this Promotion and sending offers and information to each entrant, the
Promoter will not disclose the entrant’s personal information to entities outside of
For further details about how we handle personal information and details about how
entrants can request access and correction of their information or complain about a
breach of the Australian Privacy Principles, please see our Privacy Policy which is
available at All entries become the property of
the Promoter.
Authorised under NSW Permit No. LTPS/18/22977 ACT Permit No. TP18/00526
SA Permit No. T18/466