St. George Bank – Kickstart your business Win 10 x $10,000

TERMS AND CONDITIONS OF APPLICATION INTO ST.GEORGE KICK START YOUR START UP BUSINESS GRANT PROMOTION (THE “PROMOTION”)
1. Information on how to enter and Grant details form part of these terms and conditions; however, to the extent that there is any inconsistency between these terms and conditions and any other published material, these terms and conditions will prevail. By participating in this Promotion, each participant fully and unconditionally agrees and acknowledges that these terms and conditions are binding. This Promotion is a game of skill; chance plays no part in determining the winner/Grant recipient.
2. The promoter is St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 of 275 Kent St, Sydney, NSW (“St.George” or the “Promoter”), tel: 13 33 30. The Promoter and its related bodies corporate (as that term is defined in the Corporations Act 2001 (Cth)) will be known as the “Westpac Group”.
3. The Promotion commences at 12.01am Australian Eastern Daylight Savings Time (AEDT) on 28 January 2014 and closes at 11.59pm AEDT on 31 March 2014 (the “Promotion Period”).
4. Entry is open to all New South Wales, Queensland, Australian Capital Territory, and Western Australian residents who are 18 years of age or older who:
(a) operate (or intend to operate) a business in New South Wales, Queensland, Australian Capital Territory and Western Australian where:
a. the current business has operated for a period of no more than 12 months since the commencement date of this Promotion; or
b. the business will begin operating within 12 months from the commencement date of this Promotion, as the case may be; and
(b) submit a valid application in accordance with clause 5 during the Promotion Period (an “Eligible Applicant”).
Employees and contractors of the Westpac Group and their immediate families are ineligible to enter.
5. To enter this Promotion, an Eligible Applicant must during the Promotion Period, visit www.stgeorge.com.au/kickstart and;
a. Download and complete the application Entry Form at www.stgeorge.com.au/kickstart, or
b. prepare a detailed Business Plan, either your own Business Plan or a Plan using the template at www.stgeorge.com.au/kickstart;
and email the Entry Form / Business Plan together with your name and contact details to kickstart@stgeorge.com.au.
(each an “Application “).
No responsibility will be accepted by the Promoter for lost, late, incomplete, illegible, or misdirected Applications.
6. Multiple Applications are not permitted. Eligible Applicants may only submit one Application. All subsequent Applications will be discarded.
7. There are 10 grants available. Each grant consists of $10,000 deposited into a St.George Bank transaction or savings account held in the Winner’s business or personal name (“Prize”) at time of publication (the “Grant”). In the event the Grant Recipient does not have an existing St.George Bank transaction or savings account, they are required to open an account to receive the Prize. The total retail value of all Grants offered under this Promotion is $100,000 at time of publication. The Grant is not transferable or exchangeable. St.George Bank transaction or savings accounts are subject to account opening requirements. If a Grant Recipient is unable to meet these requirements, the Prize will be forfeited.
8. The winning Applications will be those determined to be the most worthy, innovative, insightful and viable, as judged by a panel of judges appointed by the Promoter (the “Grant Recipient/s”). Judging of Applications will be conducted between 1 April 2014 and 21 April 2014 (the “Judging”). The judges’ decision will be final and no correspondence will be entered into. The allocation of the Grants to the Grant Recipients is final and the Promoter will not enter into any correspondence in relation to the Grant(s) or the Promotion. The judges, in their sole discretion, may not allocate any Grant(s), or fewer than the number of Grant(s) stated above (including in circumstances where insufficient Applications are received or Applications are judged to be of a poor standard).
9. The Grant Recipients will be notified by telephone using the number disclosed on the Application and by email/mail to the address disclosed on the Application by 5 May 2014. In the event the Grant Recipient can not be contacted on this day, the Promoter will continue to attempt to contact the Grant Recipient up until 5 August 2014. Eligible Applicants are responsible for keeping the Promoter informed of any changes to their contact information during and immediately following the Promotion Period.
10. The Grant will be credited to the Grant Recipient’s nominated St.George Bank Account within 14 days of the Winner nominating that Account.