InStyle Magazine – Win an iPad and accessories and $5,000

Competitions Terms and Conditions
Terms and Conditions (Skill Based Competition)

Reader’s choice – vote now and win

General

Information on how to enter and prizes form part of the Terms and Conditions. Entry into this competition deems acceptance of these Terms and Conditions.
To the extent of any inconsistency between these Terms and Conditions and any other reference to this competition, these Terms and Conditions prevail.

Who can enter

Entry is open to all residents of Australia except employees and immediate families of the Promoter, associated companies and agencies and participating outlets. Immediate family means any of the following: spouse, ex spouse, defacto spouse, child or step child (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or 1st cousin. The Promoter is Pacific Magazines Pty Ltd, 8 Central Ave, Eveleigh NSW 2015 (ABN16 097 410 896). The Prize Supplier is Australia and New Zealand Banking Group Limited 2014 (ABN 11 005 357 522) (“ANZ”).
Entrants may enter only once and only one prize will be awarded per person.
Entrants into this competition must be 18 years of age or older as at the date of entry.

How to enter

Enter via the internet at www.instylemag.com.au by submitting an original answer in 25-words-or-less to the question posed in InStyle Magazine cover-dated April 2014 (“Who is your favourite Woman of Style nominee and why?”)
Entries must include all requested contact details and a 25-words-or-less answer to be eligible to win. Each entry must be unique and received by the Promoter prior to the competition close date and time.

When to enter

The competition commences on 17/03/14 at 09:00 AEDTand closes on 17/04/14 at 17:00 AEST. The Winner will be the best valid entry as judged by the judging panel, having regard to skill, creativity and originality, at the Promoter’s premises on 24/04/14 at 11:00 AEST. The Promoter may select additional entries to be used as replacements in the event that the first entrant chosen as a Winner cannot satisfy these Terms and Conditions or take a prize.
The Winner will be notified by email and their names will be published online at www.instylemag.com.au on 25/04/14.
Prizes will be sent within 8 weeks.

Prize on offer

Total prize value is (up to) $6,000, as at 24/02/14. ONE (1) Winner will receive:

$1,000 iPad mini with Retina Display, W-FI + Cellular, 128GB storage, preloaded with ANZ apps + a Case.
Up to $2,000 towards a personalised ANZ Financial Plan
$3,000 prize money to grow your wealth (in the form of a cheque)
Total Prize Value = $6,000

The Financial Planning session will be held in persion with an ANZ financial planner. The financial planning session can be provided by telephone or other medium if the session cannot reasonably be held in person due to geopgraphical distance, as agreed between the Winner and ANZ.
ANZ will be responsible for organising the time and/or place of the Financial Planning Session in consultation with the Winner.
If the Winner chooses to not attend the Financial Planning Session, the Winner is not entitled to redeem the value of that session in cash.
The financial planning session will be provided by ANZ, but ANZ does not necessarily support or approve of, and is not and cannot be taken to be in any way responsible for, the content, nature, conduct or promotion of the competition nor any term or condition of the competition itself.
If the Promoter is unable to contact the Winner to claim fulfilment of the promotional prize or if the Winner is unable to attend any element of the prize, that Winner will forfeit the prize in its entirety and it shall be awarded to the next runner up in the promotion. The Promoter will not be liable for a Winner who cannot be contacted and therefore forfeits their prize and no correspondence will be entered into.
Prize must be taken by 09/07/14. In the event a Winner does not take the prize by the time stipulated, then the entire prize will be forfeited by the Winner and cash will not be awarded in lieu of the prize.
For any cash prizes your name on your entry must be that of an eligible bank account to which a cheque can be cashed. The Promoter makes all reasonable efforts to send cheques in the names as specified in the original entry. Winning entries with only a family name or reference to a family as the entrant cannot be cashed by banks.

Further Terms and Conditions

The Promoter reserves the right to amend these Terms and Conditions if this competition cannot be run as originally planned. The Promoter may also cancel or suspend this competition if an event beyond the control of the Promoter corrupts or affect the administration security, fairness, integrity or proper conduct of this competition. The Promoter will disqualify any individual who has tampered with the entry process or any other aspect of this competition.
The Promoter and their associated agencies and companies will not be liable or responsible for any problems or technical malfunction of any telephone network or lines, computer on line systems, servers, or providers, computer equipment, software, technical problems of the phone or of any phone network, or any misadventure, accident, injury, loss (including but not limited to consequential loss) or claim that may occur; whilst undertaking any travel won on or connected with their entry; in the participation in any prize; as a consequence of late, lost or misdirected mail, email SMS or phone call; due to the broadcast of any program relating to the competition or the publication of any material, including any statements made by any compere, staff member, journalist, other entrants or any other person; any injury or damage to entrant’s or any other person’s computer software or phone; or any combination thereof, related to or resulting from participation or sending or receiving of any communication or of any materials in this competition.
All entrants must submit ONLY their own original answers, designs and works. Any such answers, designs or works cannot be previously published in any forum worldwide. All entries become the property of the Promoter and cannot be returned. Entries that are found to have been derived from the designs of a third party will be considered invalid and, if awarded a prize, that prize must be returned to the Promoter. The Winner may be required to sign a statutory declaration regarding the originality of the entry. Without limiting the generality, the Promoter reserves the right to take legal action against anyone found to have breached this term. The Promoter reserves the right in its sole discretion to disqualify any individual who the Promoter has reason to believe has breached any of these conditions, or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the promotion. The Promoter’s legal rights to recover damages or other compensation are reserved.
Any entrant found to have (a) be used any form of software or third party application to enter multiple times (including scripting software), (b) used a third party (including online competition entry site) to enter on their behalf or (c) entered incorrect contact details, including incorrect email contact details, will have all entries invalidated and any claim to the Prize will be invalidated. If such an entrant is awarded the Prize and then found to have breached this clause, the entrant must immediately return the Prize to the Promoter. The Promoter has sole discretion to determine if this clause has been breached by any entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the entrant has breached this clause. An entrant must provide any requested documentation to the Promoter upon request. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
If the prize (or an element of the prize) is unavailable, for whatever reason, the Promoter reserves the right to substitute the prize (or an element of the prize) for a prize of equal or greater value, subject to State Regulation. It is a condition of accepting the prize that the Winner must comply with all the conditions of use of the prize and prize supplier’s requirements. Each prize must be taken as stated and no compensation will be payable if a Winner is unable to use the prize as stated.
The Promoter highly recommends a current residential street address be provided when requested for ease of correspondence and potential prize delivery. The Promoter makes all reasonable efforts to deliver prizes to the addresses provided by competition entrants. The Promoter cannot guarantee that any prizes returned to the Promoter due to non-delivery at the provided address will be re-sent to the prize Winner.
The Promoter reserves the right to request the Winner to sign a Winner’s deed of release or any other relevant forms or agreements that the Promoter deems necessary, to provide proof of identity, proof of age, proof of residency at the nominated prize delivery address and/or proof of entry validity (including phone bill) in order to claim a prize. Proof of identification, residency, age and entry considered suitable for verification is at the discretion of the Promoter. In the event that a Winner cannot provide suitable proof, the Winner will forfeit the prize in whole and no substitute will be offered.
The Promoter reserves the right to rejudge in the event of an entrant, claiming to be a Winner, being unable to satisfy these Terms and Conditions.
The judges’ decision in relation to any aspect of the competition is final and binding on each person who enters. Chance plays no part in determining any Winner. No correspondence will be entered into. No responsibility is accepted for late, lost or misdirected entries. Prizes are subject to availability, not transferable or exchangeable and, with the exception of cash prizes, cannot be taken as cash. Prizes will be sent to the Winner’s nominated address as stated in their original entry. The Promoter and their associated agencies, and companies associated with this promotion will take no responsibility for prizes damaged or lost in transit.