Teachers Mutual Bank – WIN 1 of 4 Sony entertainment packs valued at $6,000 each

Information on how to enter the Promotion forms part of these Terms and Conditions. Entries not made in accordance with these Terms and Conditions will be disqualified.

The Promotion commences at 12.00 am on 1st Sept 2014 and closes at 11.59 pm on 31 Oct 2014 (“Promotion Period”). All times recorded throughout these Terms and Conditions are in Australian Eastern Standard Time. The Promoter is Allianz Australia Insurance Limited of Level 12, 2 Market Street, Sydney, NSW, 2000 (ABN 15 000 122 850) telephone number 132 664 (“Allianz”).

Entry into the competition is only open to Australian residents aged 18 years or over who purchase a new Allianz Home Building and/or Contents, or Landlord insurance policy (“Eligible Policies”) through participating financial institution agents of Allianz during the promotion period. A complete list of participating financial institution agents is available from allianz.com.au/campaigns/homeentertainment2014. Employees of Allianz are ineligible to enter the competition. Allianz reserves the right to verify the validity of each entry and to disqualify any person for tampering with the entry process. Further, any contact details provided incorrectly over the telephone or online may be deemed by Allianz as an invalid entry.

Entry into the competition is automatic when an entrant purchases any new Eligible Policy through participating financial institution agents during the Promotion Period. The Eligible Policy will be deemed purchased when Allianz receives full payment of the annual policy premium or the first instalment of premium if paying by the month within 30 days of entering into the Eligible Policy. For the entry to be valid, the Eligible Policy must not be lapsed or cancelled at the time the competition is drawn. The policy holder shall receive one (1) entry into each of the subsequent draws (maximum 4 draws) depending upon when the Eligible Policy was taken out within the promotional period. If the policy holder purchases multiple policies, the policy holder will receive one (1) entry for each Eligible Policy purchased. Once an entry is drawn as the winning entry at a draw, that entry will be removed from all subsequent draws.

There will be four (4) Major prizes awarded in this competition. Each major prize consists of one (1) in four (4) Sony Entertainment Package per winning entry, including the following Sony items:

50 Inch TV -3D FHD SMART TV
3D Blu Ray dvd player
PS4 Console
PS4 FIFA 14
PS4 Lego The Movie
PS4 Rayman Legends
Premium SoundBar
Digital Video Camera
SLR Sony Camera ILCE6000LB
Sony Tablet Xperia Z2 16GB WI-FI Black
Sony Docking station All in one Audio system with Dock CMTV11IPB
3D Cloudy with a chance of Meatballs 2 ( 3D Blu Ray)

Total prize pack for each major prize valued at AUD$ $ 6,261.96. The total value of all prizes to be awarded during the Promotion is valued at AUD $25,047.84 as at 28 May 2014.

There will be four (4) draws during the Promotion Period. The draws will take place at 3.00 pm on 17/9/2014, 2/10/2014, 20/10/2014 and 5/11 2014 at Level 13, 2 Market Street, Sydney, NSW, 2000. One major prize is awarded at each draw. A representative of the Promoter will conduct a random draw of all entries. The prize winner will be electronically selected at random from a computer-generated listing of entries submitted over the Promotion Period. The first valid entry drawn at each draw will be the winner of the major prize for that draw. Non-winning entries at each draw will participate in the next draw.

The Prize Winners will be notified in writing and by telephone of their win and how to claim the prize by 19/9/2014 (for the 17 September draw), 4/10/2014 (for the 2 October draw), 22/10/2014 (for the 20 October draw) and 7/11/2014 (for the 5 November draw) and their name will be published in The Australian newspaper on 19/9/2014, 4/10/2014, 22/10/2014 and 7/11/ 2014. The prize will be sent via courier or any other method agreed between the Prize Winner and the Promoter.
If a prize winner wishes to claim their prize, the prize winner must confirm this by 5pm 3 months from the original draw date 17/12/14 (for the 1st draw 17/9/14), 2/1/2015 (for the 2nd draw 2/10/2014), 20/1/2015 (for the 3rd draw 20/10/14), 5/2/2015 (for the 4th draw 5/11/2014). If the prize winner fails to do this by the deadline, that prize winner will be deemed to have forfeited the Prize.

In the event that any prize winner forfeits the prize or a prize remains unclaimed, the Promoter will conduct a redraw, following the same procedure as the original draw. The redraw will take place at 11.00 am on 18/12/2014, 5/1/2015, 21/1/2015 and 6/2/2015 at the same place as the original draw. The name of the prize winner from any redraw will be notified in writing and published in The Australian newspaper one (1)day after the redraw date on 19/12/2014, 6/1/2015, 22/1/2015 and 7/2/2015. In the event that this redrawn prize winner is not eligible, the Promoter will conduct a redraw until the prize is awarded (subject to any further regulatory directions).
The prizes are not exchangeable and cannot be taken as cash. Prizes may be transferred to the winners’ immediate family, but cannot be transferred to other persons. If a prize or receipt of it incurs a tax liability, the relevant prize winner is liable for payment of such tax. In the event of a dispute, the decision of the promoter is final and binding and no correspondence will be entered into. In the event that any Prize is unavailable for any reason at any time, subject to State Legislation the Promoter reserves the right to substitute that Prize with another prize of equal or greater value and the prize winner will be notified accordingly.

To the fullest extent permissible by law, each entrant in the Promotion including without limitation the prize winner, releases the Promoters from any claim, loss, damage, expense (including any claim for legal expenses), cost or charge sustained or in any way incurred by such entrant in connection with the Prize or their participation in the Promotion. The Promoters, their related bodies corporate, officers, employees and agents will not be liable for any loss, damage or personal injury whatsoever (including but not limited to direct, indirect, consequential or economic loss) suffered or sustained in connection with this competition, the promotion of this competition, or the use of any prize, except for any liability which cannot be excluded by law. Further, to the fullest extent permitted by law, the Promoters exclude liability for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, technical problems or traffic congestion on the Internet or any website, or any unauthorised intervention, or any combination thereof, including any non-delivery or corruption of entries to the Promoter, injury or damage to participants’ or any other person’s computer related to or resulting from participation in or down-loading any materials in this competition. The use of any automated entry software or any other mechanical or electronic means that allows an entrant to automatically enter repeatedly is prohibited and will render all entries submitted by that entrant invalid.

By entering this Promotion, unless otherwise advised by the entrant, each entrant consents to the retention and use of his/her information by the Promoters. For details about who we are, how we may use your information and what your rights are under the new privacy laws, please see our Privacy Policy, which is available from Allianz Australia Insurance Limited at (http://www.allianz.com.au). Uses may include future promotional, marketing and publicity purposes without any further reference or payment or other compensation to the entrant, or distribution of marketing materials for goods or services in the finance and insurance industries from the Promoters or from companies in the finance and insurance industries in which the Promoters hold shares.

Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used.

Liability for any tax (other than FBT) arising out of participation in this Promotion (including acceptance of a prize) is the sole responsibility of the entrant. Entrants should seek independent financial advice in this regard.

Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of the prize.

As a condition of accepting the prize, the winner must sign any legal documentation as and in the form required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form.

Privacy Notice:
Entry is conditional on providing the requested personal information. By entering this Promotion, entrants consent to the retention, use and disclosure of entrants’ personal information by the Promoter in the following ways:
for the purposes of conducting the Promotion and any matter connected to the Promotion;
if the entrant is the winner of this Promotion, for publicity purposes in any media for an unlimited period without remuneration, compensation or prior notice to the entrant;
in addition to any use that may be outlined above, sending entrants publications and communications about events, promotions, products and services. This includes distributing marketing material for goods and services offered by the Promoter, its related bodies corporate and businesses which have arrangements with the Promoter or its related bodies corporate. By opting in at the time of entry, entrants agree that communications may be sent to them by post, email and SMS.
The Promoter may disclose personal information to third parties for the above purposes, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. For the purpose of conducting this Promotion and sending offers and information to entrants, the Promoter will not disclose the entrant’s personal information to entities outside of Australia.

For further details about how we handle personal information and details about how entrants can request access and correction of their information or complain about a breach of the Australian Privacy Principles, please see our Privacy Policy which is available at www.allianz.com.au/about-us/privacy. All entries become the property of the Promoter.

Permit numbers. Authorised under NSW Permit No: LTPS/14/04969; ACT Permit No: TP 14/02283, SA Licence No: T14/1148, VIC Permit No: 14/4517.